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Insurance Blog

Home Maintenance Checklist: Step by Step Guide to Prepare Your Home for the Fall

Your home is likely one of your most valuable assets and keeping it in good condition matters. Before the rainy, colder fall weather rolls in, taking certain steps to prepare your home can protect your home from sustaining damage during the fall and winter months. Clear out Gutters Spend a few hours clearing any debris out of home gutters and downspouts. Check the brackets holding...

Ride California’s Angeles Crest Highway

Ready to ride one of the finest motorcycle routes in the Los Angeles metro area? The Angeles Crest Highway—also known as the Angeles Crest Scenic Byway—offers you a thrilling and picturesque alpine alternative to the hustle and bustle of the city. With this guide, we’ll help you prepare for your ride with weather and safety tips, a series of must-see stops, and an interactive route...

How Should I Budget for Business Insurance?

Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...

Why your car won’t start when it’s cold—and how to fix it

Stranded in the cold because your car won’t start? Cold weather can be especially hard on parts of a vehicle like the battery, alternator, fuel system, and engine oil. This guide covers the four most common reasons a car won’t start in cold weather, how you can fix it, and ways to prevent it so you can stay on the road with your heat on full...

Insurance lapse: Your guide to understand, fix, and prevent it

Missing payments resulting in a car insurance lapse is more common than you might think. It happens, and you’re not alone. We’re here to help you get back on the road quickly and legally, while also helping you understand and avoid penalties like having your license revoked or worse—jail time in states like Montana and Kentucky if you’re caught driving without insurance. What to do...